Is AI Money Vault a crypto wallet, a bank/deposit vault, or financial/investment advice?
No on all counts. AI Money Vault Pte. Ltd. is an education company registered in Singapore (UEN 202516742G). We teach personal finance management skills using AI tools — budgeting, categorisation, record-keeping, and forecasting. We do not store cryptocurrency or fiat on your behalf, we do not operate physical safe-deposit boxes, and we are not licensed by the Monetary Authority of Singapore to provide financial advice or deal in capital markets products. Nothing in our courses constitutes a recommendation to buy, sell, or hold any investment. If you need regulated advice, consult a licensed financial adviser independently.
Who is the vault curriculum designed for?
Working adults in Singapore who want structured household finance workflows. Typical learners are dual-income parents, freelancers with mixed income streams, and pre-retirees documenting plans for family members. You should be comfortable with spreadsheets and willing to review AI-generated drafts critically. No programming background is required.
Do I need to share bank login details?
Never. You export CSV or PDF statements yourself and import them into tools you control. Instructors demonstrate techniques on sample data or on files you choose to bring. Our privacy policy explains how enquiry forms and cohort materials are handled.
Can I use SkillsFuture Credit?
Selected modules may be SkillsFuture Credit eligible depending on accreditation status at the time of booking. Confirm eligibility with our enrolment desk before payment — policies change and not every short course qualifies.
What AI tools do you teach?
We focus on widely available assistants and spreadsheet environments — for example, conversational AI with export controls, Google Sheets, and Microsoft Excel. We update tool lists each cohort because the landscape shifts quickly. The durable skill is prompt discipline and verification, not loyalty to one vendor.
How large are cohorts?
Open cohorts cap at fourteen learners to preserve review time. Corporate workshops can reach twenty-four with two instructors. Private coaching is one-to-one or one-to-two for couples who share a household vault.
What happens in the capstone module?
You integrate all prior work into a documented personal money vault and present a fifteen-minute walkthrough to peers. Assessment covers completeness, clarity, responsible AI labelling, and maintenance plans — not investment performance.
Can my employer pay for training?
Yes. Many firms fund wellness or productivity education. We issue tax invoices to Singapore-registered companies. Scope corporate content through our services page so learning outcomes match HR policies.
How do I enrol?
Request the prospectus from the home page or submit a curriculum enquiry on the contact page. After you receive schedule and SGD fee details, sign the enrolment form and pay the deposit to reserve a seat. Full terms appear in the enrolment agreement.
What is your refund policy?
Full refund if you cancel more than fourteen days before a cohort start date. Fifty percent refund between seven and fourteen days. No refund within seven days of start, though you may transfer to a later cohort once within twelve months. Self-paced module refunds follow the same window from purchase date. Written requests to [email protected].
How do you handle personal data under PDPA?
We collect only what is necessary for enrolment, delivery and support — name, contact details, billing information and course progress. Data is stored PDPA-compliant with access limited to staff who need it. You may request access, correction or withdrawal via [email protected]. See our Privacy Policy for retention periods and PDPC contact information.
What do courses NOT include?
Our programmes do not provide financial, investment, tax or accounting advice; do not manage or hold money; do not guarantee savings, returns or profit; do not cover crypto or stock trading; do not operate as a crypto-custody vault; do not offer robo-advisory or portfolio management; and do not sell software licences. We teach vocational AI finance-management skills for Singapore professionals — money organisation, record-keeping and forecasting using ChatGPT, Copilot, Claude and AI in spreadsheets.
